Oriental Insurance Plan to Launch New Family Floater Polic

SALIENT FEATURES OF THE POLICY:

      Ø  A floater covering the proposer and his / her family under one sum insured under one policy.

Ø  The sum insured floats over all the beneficiaries under the policy.

Ø  No medical examination for persons  upto the age of 55 years. 

Ø  Pre-existing conditions cover after four consecutive renewals with the Company.

Ø  Coverage under two options – SILVER and GOLD Covers.

Ø  SILVER offers sum insured slabs of 1 to 5 lacs

Ø  SILVER is subject to 10% Co-pay

Ø  GOLD offers sum insured slabs of 6 to 10 lacs.

Ø  Policy covers the hospitalisation expenses for the covered diseases / accident upto specific limits.

Ø  GOLD plan offers as an inbuilt cover daily cash allowance and attendant allowance upto limits specified.

Ø  Personal Accident cover is offered as add on cover under both the covers.  In addition GOLD cover offers add on cover of life hardship survival benefit.

Ø  Discount in OMP premium when family floater policy is taken.

Ø  Option of TPA and non TPA services.

Ø  Discount in premium if TPA services not opted.